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Loan Application Checklist
When completing a loan application, a little preparation can go a long way. Your lending agent may request the following information:
- Signed purchase agreement
- W-2's and 1040's with all schedules for the past two years.
- Name, address, and zip code of employer for past two years.
- Name, address and zip code of residence for past two years.
- Name, address, zip code and account numbers, balances and payments for:
- Checking and savings account, money market funds, and any other cash assets
- Any loans (mortgage, auto)
- Credit cards
- One month of recent paycheck stubs
- Name and telephone number of homeowners insurance agent.
- Social security number
- If self employed, copies of complete tax returns (personal and corporate) for the past two years and a current profit and loss statement and current balance sheet.
- Copy of divorce decree and separation agreement, if applicable.
Additional requirements for VA Loans
- Certificate of Eligibility
- Name, address and zip code of nearest living relative
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