Q: Am I liable for accidents that occur during the construction of my house?
A: In most cases, no. Builders and their subcontractors carry liability and worker’s compensation insurance against job site accidents. In addition, they are regulated by the federal Occupational Safety & Health Administration (OSHA), as well as their insurers, to maintain a safe workplace, eliminate hazards, and train their workers in safe work habits and emergency response. Make sure that you follow your builder’s safety guidelines and procedures should you visit the job site.